Consumer Credit Directive 2 Goes Live November 20. Merchants: Start Your Implementation Now

On November 20, 2026, the Consumer Credit Directive 2 (CCD2) comes into effect across the European Union. For merchants, lenders and payment providers, this marks an important regulatory milestone with direct implications for payment flows, consumer protection and compliance. For many organisations, CCD2 is more than a compliance exercise. It requires payment journeys, customer consent […]