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Wero vs Pay by Bank: ambition vs reality in European interoperability

As Europe pushes for greater control over its payments infrastructure, interoperability has become a central theme. The ability to move money seamlessly across borders, banks and systems is no longer a future ambition – it is a strategic necessity. Two of the most discussed developments in today’s payments space are Wero and Pay by Bank. […]

Pay by Bank as a building block for Europe’s digital sovereignty

In the current discussions about digital sovereignty, the payments domain is often overlooked. Pay by Bank not only represents a technical improvement to the critical infrastructure, but also contributes to control over the three pillars of digital sovereignty: data, rules and value. It also reflects a broader shift towards infrastructure that is increasingly made in Europe, […]

Wero is coming. But what happens to your control?

The transition from iDEAL to Wero is an important step in the European payments landscape and is largely framed as progress: more European scale, more alignment, and a stronger alternative to global payment schemes. But for PSPs, the question is not whether this shift is necessary. The real question is: What happens to control, flexibility […]

Debitan Signs with IBANXS and Goes Live Within Two Weeks

Debitan, the Dutch credit management platform, has signed an agreement with IBANXS for the delivery of Account Information Services (AIS). The transition was triggered by Debitan’s previous AIS provider discontinuing its Open Banking services, requiring Debitan to secure a reliable alternative to ensure uninterrupted service for its customers. Following the signing of the contract, Debitan […]

FirmQ selects IBANXS as regulated banking connectivity partner

FirmQ, a Dutch-based specialist in compliance and risk management services, has entered into a partnership with IBANXS to strengthen its platform with regulated access to bank accounts and transaction data across Europe. Through IBANXS’s Account Information Services (AIS), FirmQ gains secure, PSD2-compliant access to bank accounts and complete transaction histories at more than 2,500 banks. This broad reach […]

Building the Backbone of European Pay by Bank: OPP’s CEO on Platforms, Compliance and Connectivity

As online payments continue to evolve, platforms are increasingly operating at the intersection of technology, regulation and user experience. For payment service providers, this means navigating growing complexity, while still delivering simplicity and reliability to merchants and end users. In this interview, Maurice Jongmans, CEO of Online Payment Platform (OPP), shares his perspectives on the shifting payment […]

Agentic AI bij IBANXS: innovatie die vraagt om een waardengedreven dialoog

Tijdens een van de dialoogsessies van de Aanpak Begeleidingsethiek (ABE), georganiseerd in samenwerking met het ministerie van BZK, stond IBANXS centraal als praktijkvoorbeeld. In het interview dat daaruit voortkwam, deelt onze CEO en oprichter Hans Vermeijs hoe wij Agentic AI inzetten om onze dienstverlening schaalbaar, betrouwbaar en toekomstbestendig te maken. Met meer dan 2500 aangesloten banken […]

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